Binayak Sahu
Manager — Credit Card Risk & Policy at Kotak Mahindra Bank
binayak-sahu
Mumbai, India
4 connections
Joined June 2026
Summary
Credit risk professional focused on credit card portfolio management and policy: The profile shows a role managing credit card risk and policy at Kotak Mahindra Bank with emphasis on portfolio risk management, credit policy and delinquency analytics. theorg
XIMB MBA with active campus engagement and placements: Completed an MBA (Business Management) at Xavier Institute of Management (XIMB) in 2021–2023, participated in summer placement programs and featured in student achievements and inter-school competitions. edu+2
Early practical experience in market research: Undertook a short market research analyst assignment with Falcon Marine Exports (Falcon Chilika Fresh) as part of summer placements during the MBA, indicating hands-on exposure to market research activities. edu
Outdoor photographer and trekker who shares travel stories: Maintains an active Instagram presence highlighting travel, adventure and trekking; describes self as 'Risk Analyst by week, Trekker by weekend' and features numerous trek and fort highlights. instagram