
Mudit Agarwal
Chief Operating Officer at LenDenClub
Mumbai, Maharashtra, India
Joined May 2026
Network
196 connectionsASSGDG
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Summary
Experienced credit and risk leader in digital lending with deep domain expertise. Over two decades in BFSI credit functions, he has led underwriting, credit policy, portfolio management and process re‑engineering across banks, NBFCs and fintechs. indiatimes+2
Operator and business builder focused on new products and alternate investment offerings. At LenDenClub he was hired to identify and scale new business segments and build alternate investor products combining fixed and variable income. financialit+1
Cross-border fintech/finance experience including leadership in mobility/finance verticals. He led Payfasta within Kobo360 (mobility/finance product) in Africa and represented the company at industry events. theorg+1
Public-facing industry contributor: writes and speaks on digital lending and fintech topics. He has authored/been credited in industry articles and appears on fintech panels and conference speaker lists. dqindia+2
Work
Education
Writing
How new-age lenders address the need gap with digital credit underwriting methods
June 1, 2020Article on digital credit underwriting approaches used by new-age lenders and how they address gaps in traditional underwriting.
Finsight Digital Report (CRIF High Mark) — contribution/quote
Industry digital lending report which includes commentary from Mudit Agarwwal (listed as COO, Innofin Solutions / LenDenClub) on tailoring digital lending strategies.
Hobbies
Describes himself as "fun loving and thinker" on social profile. nitter
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