Yogita Kukreja
Credit risk and lending strategy leader
yogita-kukreja
Bengaluru, Karnataka, India
Chandigarh, India
Joined April 2026
Network
2.1K connectionsSMVSSJ
VJCANS
NSVKCD
DGSSRA
SMSVSS
SSPASA
DPVS
Summary
Practitioner of credit risk and lending systems: Yogita builds scorecards, underwriting frameworks and portfolio monitoring systems used by fintechs and NBFCs, focusing on balancing growth with risk control. yogitakukreja+1
Cross-vertical lending experience: Her career spans unsecured consumer and business loans, education loans and auto loans, with hands-on underwriting and portfolio responsibilities across these product lines. yogitakukreja+1
Blends institutional work with individual advisory: In addition to roles at banks and fintechs, she offers consulting and one-on-one personal-finance guidance through her advisory practice. yogitakukreja
Active online presence and writing: Maintains a personal website, posts on Medium, and engages on social platforms (X/Twitter, Goodreads), indicating a practice of sharing ideas and writing about finance and related topics. yogitakukreja+3
Work
Education
Projects
Hobbies
Reading — maintains an active Goodreads profile and reading lists. goodreads
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