
Mohsin Termezy
Serial fintech founder focused on digital financial inclusion.
termezy
Doha, Qatar
Karachi, Pakistan
3.5K connections
Joined August 2025
Summary
I have dedicated my two-decade personal and professional career to building a truly inclusive world that embraces diversity of gender, ability, ethnicity and belief. To live this mission I am building an embedded, inclusive insurtech Hemaayah (Arabic for protection) for the blue collar workers in the GCC. Our Remittance Linked Insurance program embeds Inclusive insurance products into cross border remittances. I am seeking remittance product managers, impact insurance underwriters, telecom professionals to help us realize our vision. But mostly, we are building a network of collaborators, believers and champions of change to help us build financial wellness and protection for the under served. hemaayah+2
Hemaayah — a Qatar-born insurtech focused on protecting migrant families across the GCC by embedding zero-cost health insurance into cross-border remittances for about 30 million blue-collar workers; built on a vision of decent work and financially inclusive ecosystems. hemaayah+1
Finclude 014- Present 014-present, a B2B service provider that helps fintech startups and scaleups enter and grow in the GCC by providing go-to-market strategy, regulatory alignment and comprehensive soft-landing services (matchmaking, M&A, partner introductions, and local incorporations). We also build low-cost engineering, business, compliance and accounting teams in Pakistan and the Philippines and source global talent for engineering, commercial and risk roles; offices in Qatar, Bahrain and Saudi with partner coverage across UAE, Oman and Kuwait. finclude+2
Experienced payments and digital-banking practitioner with hands-on product and commercial leadership across banks and fintech vendors. Earlier managerial roles at TPS Worldwide and positions referenced in bios highlight work on payment solutions, product strategy and go-to-market for digital banks. theorg+1
Active mentor, educator and ecosystem builder — Mohsin has worked with donor programs (USAID SMEA), university entrepreneurship centres and international programs (Stanford Seed Spark), helping startups with market-readiness, fundraising narratives and product-market fit. slideshare+2
Regionally focused on MENAPT and GCC expansion — projects and roles (Dastak, Hemaayah, Qatar FinTech Hub involvement) show an emphasis on helping fintechs scale across Pakistan, Saudi Arabia and the Gulf, including regulatory sandbox and market-entry support. dastakaccelerator+2
Work
Education
Projects
Writing
Financial Assistance for ICT Enterprises & Startups (USAID SMEA) — presentation
January 1, 2019Slide presentation on digital marketing, market-access planning and financial assistance for ICT enterprises & startups under the USAID SMEA program.
Fintech Ecosystem / Landscape contributions (multiple sector studies and slide decks)
Contributed to and presented sector landscape analyses and reports on fintech adoption, mobile financial services and digital financial inclusion in Pakistan and the region.