Profile banner
Gaurav Kumar

Gaurav Kumar

Credit & Risk leader — Head, LAP Suvidha Credit & Operations Delivery

gauravkapoor
Delhi, India
Joined October 2025
Favicon imagein.linkedin.com

Network

2.9K connections
🏦
IDFC FIRST Bank Professionals
🏠
Mortgage & Lending Professionals
📊
Credit & Risk Management Professionals
🧑‍💼
Professional Managers & Leaders
💰
Banking & Financial Services Professionals
💳
Credit Leaders, Banking & Finance
🚀
Entrepreneurs & Business Owners

Summary

Seasoned credit and risk leader with a multi-decade career in consumer and retail credit. Gaurav has progressed through state, regional and zonal credit leadership roles into senior management, demonstrating deep experience in underwriting, credit governance, and operational delivery across retail, MSME and mortgage portfolios. linkedin
Specialized focus on mortgage/LAP product delivery (LAP Suvidha): currently leads credit and operations delivery for this product line, responsible for underwriting standards, operational rollout, and management of a sizable portfolio and multi-location delivery teams. linkedin
Longstanding continuity across legacy Capital First and the combined IDFC FIRST Bank business, indicating domain expertise in retail credit within India’s non‑bank and bank-lending environments as they evolved through mergers and scale-up. linkedin

Work

Education