Zaid Kamhawi

Zaid Kamhawi is a seasoned leader in financial services and credit risk analytics with over two decades of experience, particularly within the Gulf Cooperation Council (GCC). He has a proven track record of establishing and growing businesses, notably founding Qarar as a leading regional credit decision analytics company and contributing to the establishment of Emcredit, the UAE's first credit information company. His expertise spans financial services, analytics, credit management, and consulting. thesiliconreview+1

Zaid is recognized as an innovator and expert in data-driven solutions, specializing in credit risk management and consumer banking. He has spearheaded the development of advanced predictive algorithms and decision automation solutions to optimize loan underwriting, manage portfolios, ensure compliance, and identify cross-sell opportunities for clients in banking, insurance, and telecommunications. thesiliconreview+1

He is currently serving as the Chief Research & Development Officer at the Saudi Credit Bureau - SIMAH, a role that signifies his continued commitment to advancing financial infrastructure through data and innovation. His previous role as CEO of Qarar saw him build a company operating across eight countries and ten sub-industries, demonstrating significant leadership and strategic vision. globalaishow+1

Zaid is also an Ironman athlete, showcasing a personal dedication to endurance sports and physical challenges outside of his professional life. co