
Hemant Kshirsagar
CBO — Financial Services & FinTech; host of India FinTech Diaries
Pune, India
Summary
Fintech strategist and consultant with cross‑firm experience — Hemant has led fintech and digital strategy work across major professional services and consulting firms (PwC, EY, Bain) and now operates at the intersection of marketing, technology and consulting in a Chief Business Officer role, applying that sector expertise to financial services and fintech clients. pwc+2
Ecosystem builder and communicator — Through the India FinTech Diaries podcast and editorial presence, Hemant amplifies conversations across India’s fintech ecosystem, interviewing practitioners and policymakers and documenting sector trends. indiafintechdiaries+2
Early entrepreneur and product-minded operator — Hemant has founded/operated product initiatives (e.g., YogaGuruji/InvertedTree Solutions) that combined technology and service design to serve niche markets, demonstrating product-building experience outside his consulting career. yourstory
Public speaker and industry participant — Hemant regularly appears at fintech events and webinars, contributing to panels and discussions on digital finance, payments and regulatory trends. globalfintechfest+2
Work
Education
Projects
Writing
The winds of change - Trends shaping India's FinTech sector
January 1, 2021EY report on trends shaping India's fintech sector (report PDF includes Hemant Kshirsagar on the EY FinTech team).
Budgeting for growth
January 1, 2018Blog post assessing Union Budget 2018 implications for the fintech sector and payments industry, highlighting digitisation and opportunities across retail, startups, SME, financial inclusion and corporate segments.