Dan Cobley
Entrepreneur, fintech investor and advisor; former Google UK MD
danc
London, UK
Joined January 2026
Network
9.5K connectionsBGDSTT
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Summary
Fintech entrepreneur and builder: Cobley has repeatedly co‑founded and helped scale fintech businesses (including ClearScore, Salary Finance and Koodoo) and led fintech portfolios at venture builders, focusing on building defensibility and product strategies that leverage data and network effects. foundersfactory+2
Former Google leader and marketer: He spent roughly eight years at Google, serving in senior marketing roles across EMEA before becoming Managing Director for the UK & Ireland, where he oversaw major revenue and digital adoption efforts and brought marketing rigor to product and growth initiatives. co+2
Active investor, advisor and non‑executive: After leaving Google he moved into hands‑on investing and venture building— leading fintech portfolios, co‑founding startups and serving as an angel investor, advisor and non‑exec. businessinsider+2
Experienced public speaker and thought leader: Regular keynote speaker and commentator on innovation, fintech and digital strategy; author of thought pieces on network effects and presenter of a popular TED Talk linking physics and marketing. ted+2
Work
Education
Projects
Writing
Network effects: ClearScore & Salary Finance co‑founder Dan Cobley on building the ultimate startup defence strategy
July 1, 2022Longform article / talk excerpt on network effects: definitions, methods to build them, challenges such as cold start, congestion, multi‑tenanting, and strategies used at ClearScore.
What physics taught me about marketing (TED Talk transcript / talk)
August 1, 2010TED Talk in which Cobley draws parallels between physics principles (Newton's laws, Heisenberg, entropy) and marketing/brand strategy; widely viewed and used in his speaking repertoire.
Hobbies
Enjoys sporting challenges, fixing things, and the occasional adventure holiday. fabacus
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