Raphael Nuga

Founder building a behavior‑driven personal finance product: Raphael co‑founded Budget Caddie, a Duolingo‑inspired fintech product aimed at making budgeting intuitive and goal-driven; product posts highlight features (e.g., PLAN) designed to help users plan purchases and shop confidently within budgets. instagram+2

AI and consulting background at McKinsey: He worked at McKinsey & Company (Summer Business Analyst, then Senior Business Analyst) and is described in sources as a Global AI Leader/Ambassador who advised senior executives and Fortune 500 leadership on AI strategy and digital transformation. zoominfo+2

Active student leader at Schulich and York University: During his BBA at Schulich (2019–2023) he held multiple student leadership roles — Engagement Director at the Schulich Black Students Association, roles in Schulich Consulting Club and York Sports Business Association — indicating sustained campus involvement. zoominfo+1

Sports involvement and coaching: Raphael has a history in athletics (athlete listings) and coached basketball at Toronto French School, and has worked in sports retail, reflecting ongoing engagement with sport both as participant and mentor. trackdatabase+1