
Duncan Rutherford
Founder & CEO, PensionPay — fintech leader in pension access
London, United Kingdom
Joined December 2025
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Summary
Fintech product leader focused on pension access innovation: as founder/CEO of PensionPay, Duncan has led the launch of a payments‑enabled pensions product (Visa-backed card and digital wallet) aimed at giving pensioners flexible, tax-aware, real‑time access to funds — a role that combines product strategy, research-led positioning (YouGov report) and commercial partnerships with payments firms. pensionpay+2
Experienced private markets and investment‑banking background: earlier roles at Macquarie, Rothschild & Co, Arda Capital and Rutherford & Co give him corporate finance and capital‑markets experience that informs PensionPay's market strategy and partnerships. rocketreach
Industry-facing commentator and speaker: Duncan appears regularly at pensions and defined contribution industry events and in trade press around PensionPay's launch and product roadmap, positioning him as a visible voice on pension decumulation and product innovation. professionalpensions+1
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