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G D Balasubramaniam

G D Balasubramaniam

Credit fraud management leader, Certified Fraud Examiner

balasubramaniam-gd
Chennai, India
Joined June 2026
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Summary

Experienced credit-fraud and risk-management leader with multi-decade banking career. He has held senior roles focused on credit-fraud strategy and operations at major banks (DBS and Standard Chartered) and has a Certified Fraud Examiner designation, bringing deep domain expertise in retail and SME credit-fraud controls. substack+1
Practitioner of digital fraud controls and forensic capability building, including work on device biometrics and digital identity solutions for banks. His public commentary and interviews emphasise implementation challenges and forensic value of device-level signals. bankinfosecurity+1
Active thought leader and writer on fintech, AI governance, and financial-crime risk. Publishes regularly on Medium and Substack (branded #GDBWrites), producing practitioner-facing analysis and commentary about platform risk, AI controls and compliance evidence trails. medium+1
Public speaker and podcast guest who shares hands-on experience setting up fraud-risk programmes and training risk teams; participates in industry conferences and podcasts to disseminate practical fraud-management approaches. youtube+2

Work

Education

Projects

Writing

Signals & Shifts — June 16, 2026

June 1, 2026

Practitioner-focused analysis of AI governance, model-supply-chain dependencies and the risks banks need to map across jurisdictions and layers of the AI stack.

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The Week AI Controls Started Catching Up With AI Ambition

June 1, 2026

A roundup on the shift from capability to evidentiary controls in AI adoption for financial crime and compliance functions.

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When the Algorithm Bakes Your Cake

April 1, 2026

A long-form essay reflecting on platform-driven fraud and invisibility in the platform economy, and the implications for governance, consumer protection and financial crime risks.

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Fintechs Identity and Fraud Detection - Revolution?

July 1, 2025

Examines identity verification and fraud-detection fintechs, evaluating hype versus real value, survival dynamics and bank adoption of IDV/biometrics.

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Hobbies

Writes about cinema and music and curates a 'weekend listening' series. medium+1