John Taylor Garner

Fintech founder focused on loyalty and travel rewards: John built Card Curator (consumer app) and after shutting it down launched Odynn — a B2B redemption & loyalty infrastructure company that surfaces live point/mile value for banks, card issuers, and fintechs. He positions Odynn as an infrastructure layer to increase redemption and retention. odynn+4

Quantitative market & trading background: He spent multiple years trading equity derivatives (single-stock and index volatility) at Merrill Lynch and earlier held internships in trading and asset management — a background that informs his data-driven approach to points valuation and loyalty-market dynamics. medium+1

Founder who adapted to market changes: John shut down Card Curator due to dynamic loyalty pricing changes during COVID and subsequently launched Odynn as a new company to address the systemic transparency problem across issuers and travel suppliers, demonstrating adaptive product judgement and a move from consumer-facing to B2B infrastructure. medium+4

Public-facing advisor and speaker: He contributes to industry conversations (Forbes Advisor advisory board, Wharton FinTech podcast appearances, startup podcasts) and is frequently profiled as an expert on travel rewards, indicating a role as both practitioner and commentator in fintech & loyalty. forbes+3