Ankur Nijhawan

Argues for income-protection mechanisms (e.g., hospicash, parametric loss-of-income cover) to protect informal-sector workers and reduce poverty, and recommends a mission-mode government rollout with insurer participation.

Discusses the need for a consumer-centric approach in health insurance, highlights operational frictions in cashless claims and proposes digital and product innovations (e.g., medical loans, better hospital-insurer coordination) to improve policyholder experience.

On World Cancer Day, emphasizes the importance of screening, insurer-healthcare partnerships and comprehensive coverage to reduce the financial burden of cancer treatment.