
Ayokunle Omojola
Co-founder, General Partner, Product Leader, and Angel Investor
San Francisco, California
Joined June 2024
Network
4.9K connectionsRMWHSR
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Summary
Ayokunle Omojola is a seasoned product leader with a strong background in fintech and healthcare. He has held significant roles at major companies like Cash App, where he was the founding product manager for banking, and Carbon Health, where he served as Chief Product Officer. His expertise lies in developing innovative financial products and making healthcare more accessible through technology. money2020+3
He is an active co-founder and general partner in new ventures, most notably Refract Ventures, a pre-seed fund backing founders in regulated markets like healthcare and financial services, and Substrate, which focuses on medical records systems and AI in healthcare. money2020+2
As an angel investor, Ayokunle has made 15 investments and seen 4 exits, with a focus on early-stage startups. He also serves on the boards of Lead Bank and Pinwheel, demonstrating his commitment to guiding and supporting promising companies. pitchbook+2
His thought leadership extends to writings on critical topics like 'Time to Money as a Competitive Advantage,' where he articulates the importance of financial innovation for underserved populations, rooted in his extensive experience with products like Cash App. fintechtakes+1
Work
Education
Notes
MWMatt Wollermansaid that if they were launching a new startup, they would want
AOAyokunle Omojola
as an early-stage investor because of their YC experience.Nov 20, 2025
MWMatt Wollermansaid that if they were founding a startup,
AOAyokunle Omojola
would be among their first picks as an angel investor.Oct 13, 2025
JCJack Chongsaid that if they were starting a new company,
AOAyokunle Omojola
would be among their top choices to have as a venture capitalist investor.Jul 12, 2025
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