Prashant Bhardwaj
Senior Manager — Data & Credit Risk Analytics
Summary
Applied data science and credit-risk analytics practitioner — Prashant has worked in data analyst and credit-risk modeling roles where he applied machine learning and analytics to improve portfolio quality and loan decisioning; currently holds a senior manager title at Protiviti. theorg+1
Strong quantitative and mathematical training — holds an MS in Mathematics and Scientific Computing from NIT Warangal and a B.Sc (Hons) in Mathematics from Aligarh Muslim University, underpinning his modeling and analytical work. almaconnect+1
Technical communicator and educator — publishes explanatory data-science articles on Medium about model validation, hyperparameter tuning, and regularized regression, and provides tutoring/teaching services in mathematics and related subjects. medium+2
Maintains a public code presence — hosts code and projects on GitHub, indicating hands-on experience with practical data-science implementations and personal projects. github
Work
Education
Projects
Writing
Cross-Validation and Hyperparameter Tuning
April 1, 2021A Medium article explaining cross-validation techniques (validation set, leave-p-out, k-fold, stratified k-fold) and strategies for hyperparameter tuning such as GridSearchCV and RandomizedSearchCV.
Regularized Linear Regression
April 1, 2021A Medium article describing regularized regression methods (penalized models) and their use to reduce variance and mitigate multicollinearity in linear models.