Abhijeet Kumar Patro
Senior Business Analyst — Cards, Payments & Fraud Analytics
Bengaluru, Karnataka, India
Joined March 2026
Summary
BFSI domain practitioner focused on cards, payments and fraud analytics — applies analytics and product thinking to banking problems. happiestminds+1
Career progression from software engineering into product and analytics roles, bringing technical foundations to business-analysis work in fintech. contactout+1
Contributor to industry thought leadership on AI in fintech — writes about agentic AI, fraud detection, and how AI drives profitable fintech innovation. happiestminds+1
Practical, product-oriented problem solver who emphasizes converting data insights into real products and digital solutions for banking. happiestminds+1
Work
Education
Writing
2026 Fintech is waking up: Powered by AI, Driven by Profit
January 1, 2026Explores recent fintech trends, arguing that the next wave favors profitable, AI-enabled products and outlines how AI is being used across lending, fraud detection, and personalized financial services.
Banking’s Silent Revolution: How Agentic AI is Redefining the Banking Industry
May 1, 2025Discusses the role of agentic AI in modernizing banking operations — from fraud detection and KYC automation to personalized digital banking — and emphasizes ethics and human oversight in deployment.