Mradul Laddha
BFSI growth and fintech leader in lending and insurance
Noida, Uttar Pradesh, India
Joined March 2026
Summary
Founder and insurtech builder focused on simplifying insurance and loans for consumers — founded Decode The Insurance and Decode The Loans in 2025 to run education programs and offer transparent, consumer-first products that demystify policies and loan choices. linkedin+2
Experienced lending and P&L executive with senior roles across fintech and banking — held EVP and SVP-level responsibilities for lending, unsecured and secured loan products, and third-party products at Cushion, and earlier senior business-head roles at Axis Bank and IDBI Bank. linkedin
Public communicator and educator on BFSI topics — runs the #DecodeWithMradul LinkedIn series and publishes long-form guidance to simplify term insurance and other financial topics for a broad audience. linkedin+1
Strategic consultant and growth architect (Freelance) — positions himself as an independent advisor focused on BFSI growth, transformation and architecting multi-channel financial ecosystems following extensive industry leadership.
Work
Projects
Writing
Calling "Insurance Broking Companies" – Let’s Redefine the Future of Insurance Together!
August 1, 2025LinkedIn post describing an insurtech vision to make insurance personal, transparent and transformative by 2030, inviting partnerships with insurance broking companies and describing AI-powered and scalable platform capabilities.
🔷 #DecodeWithMradul | Episode 1 🎯 Decode Term Insurance – What You Must Know
July 1, 2025LinkedIn Pulse article introducing a series that explains term insurance basics, common myths, recommended cover calculations, claim settlement ratio importance, and a checklist for choosing term insurance.