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Nilesh Makhija

Nilesh Makhija

Mortgage executive combining technology consulting and lending expertise

Washington, D.C., United States
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Joined February 2026
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Summary

Bridges mortgage origination and technology: he positions his work around using technology to simplify and optimize the mortgage process, applying a consulting mindset to design tailored solutions for borrowers including non-traditional products like DSCR and bank-statement loans. uptiqpremiermortgage+1
Licensed, client-focused loan originator with hands-on production experience: holds NMLS# 2085698 and has served as a senior loan officer, with multiple customer reviews citing thoroughness, responsiveness, and efficient closings. zillow+2
Serial entrepreneur and operator of small ventures: has founded and run businesses outside of mortgage work, including a home-decor import company and a marketing services venture, indicating experience in business operations and international trade activity. volza+1
Technology and project leadership background: prior decade-plus experience in technology consulting and project management roles (including senior technology management and project management positions), providing a foundation for applying systems and process thinking to mortgage operations. uptiqpremiermortgage+1

Work

Education

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Writing

Why Now May Be the Perfect Time to Revisit Your Mortgage Strategy

October 1, 2025

A newsletter article discussing current mortgage-rate conditions, refinancing considerations, strategies for maximizing loans, and guidance on when to refinance versus hold.

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