Ritwick Bhardwaj

Experienced operator in digital lending and partnerships: Ritwick currently leads digital‑lending initiatives at CARS24 and has held strategic alliances and digital retail lending leadership roles there, indicating expertise in building lender/partner integrations, productising finance flows, and operating lending programs at scale. rocketreach+1

Cross‑sector program and monetisation leader with product/edtech and e‑commerce experience: Before CARS24, Ritwick led programs and monetisation at Dukaan and worked as a Program / Process Manager at Vedantu — roles that suggest strengths in go-to-market programs, merchant/partner monetisation strategies, and operational scaling. rocketreach+1

Analytical foundation from urban/transportation systems: Ritwick holds an M.Tech in Infrastructure/Transportation Systems (C-TRANS) from IIT Roorkee and a Bachelors in Urban Planning from MANIT, reflecting formal training in transport planning, GIS, and urban systems — a background that complements mobility roles (Zoomcar, TRAFI) and data/operations work. ac+1