Kaylan Pepin

Discusses bank loans backed by personal guarantees, a common form of security in non-dilutive debt financing for early-stage companies.

Discusses financing options like Merchant Cash Advances (MCA) for e-commerce businesses.

Explains debt term sheets, often less familiar to tech startups than equity term sheets, and their role in the financing process.

Explores the definition and evolving nature of venture debt, a financing option for tech startups.

Focuses on the optimal timing for using term loans to finance the growth of technology companies.