Carmel Limcaoco

Founder and operator building fintech infrastructure for lending in emerging markets: Carmel co‑founded Kita, a document‑intelligence platform aimed at converting noisy borrower documents into decision‑ready signals for lenders, and is listed with Y Combinator and early pilot traction. ycombinator+1

Product experience across music and consumer tech: Carmel has multiple product internships at Apple (Shazam, Apple Music, apple.com) and research experience in Stanford HCI, indicating a background in product management and user‑facing product work within music/tech contexts. substack

Student leader and event producer in music on campus: As an executive leader at Stanford Concert Network and performer with a student band, Carmel organizes and programs large campus music events and performs regularly. stanforddaily+1

Creative filmmaker and musician with youth‑focused community engagement: Carmel produced documentary work tied to One Million Lights Philippines, was selected as a young filmmaker for SDG initiatives, and composes/records music projects at Stanford CCRMA. filmfreeway+2